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Each point is worth $0.01 toward a C-A-L Ranch Gift Card. Earn 1 point (equal to 1% back) for each $1.00 of Net Purchases posted to the Account that is not from a C-A-L Ranch Purchase, Gas Purchase, or Grocery Purchase. Each point is worth $0.01 toward a C-A-L Ranch Gift Card. ANNUAL PROGRAM FEE There is no annual Program fee. However, …All account information is locked behind your user ID, password, four-digit passcode and/or Touch ID. Use the mobile app to quickly: Check credit card balances. View transactions. …Bank Sign In. CREDIT CARD CUSTOMER? CLICK HERE. Are you still there? Log In to Synchrony Bank High Yield Savings, CDs, Money Market Accounts, IRAs. 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